管理未满足的成本

For many students, their financial aid award will leave them with some amount of unmet cost. Covering this gap often involves combining multiple types of aid. Available resources include private scholarships, 家长PLUS贷款, private student loans 和 student employment. 研究ing all options will help you determine the best strategy to finance your DU education.

4 Steps to Managing Out-of-Pocket Costs

Step 1: Determine Out-of-Pocket Costs

This step requires you to compare the full amount of your financial aid against your tuition, 费用及其他开支. Whatever's left of those expenses after subtracting financial aid is your total out-of-pocket cost. Get an idea of what your bill might be after all aid has paid by using our 估算成本工作表.

第二步:考虑非贷款选择

Before taking out any additional loans, consider your other options.

• 兼职工作: Think about earning money through student employment. Whether it's as part of the formal work-study program or not, part-time jobs can lessen your financial burden. 学生就业 can help you find both on- 和 off-campus job opportunities.
• 学费支付计划: The Office of Student Billing offers a payment plan that splits the cost of tuition each quarter into two payments. The first payment is due by the first day of classes each term. The second payment is due before priority registration for the following quarter. 申请费是20美元. 了解更多正规赌博十大平台排行付款方式的信息 through the Office of Student Billing.
• 私人奖学金: Organizations of all types sponsor college scholarships, 和 there are several websites that maintain databases to make it easier to find ones that match your strengths. Deadlines vary, but the majority of deadlines fall between early November 和 mid-July.

• Private Scholarship 搜索 Websites
  • 美国大学
  • Fastweb
  • Free-4U.com
  • GoAbroad.com
  • International奖学金.com
  • ScholarshipAmerica.org
  • 奖学金.com
  • Student奖学金.org
  • SuperCollege.com
  • Unigo网站.com

Step 3: Determine How Much You May Need to Borrow in Credit-Based Loans

Take the figure you arrived at in step one 和 subtract any non-loan options you plan on using.

Step 4: 研究 和 Apply for a Credit-Based Loan

Many students 和 families seeking additional financing to help cover the cost of attending college will consider a credit-based loan. If you decide a credit-based loan is necessary to finance your education, make sure to carefully research your loan options. You have two supplemental credit-based loan options—the Federal Direct Parent PLUS loan 和 a private education loan.

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